Lightning storms are incredibly dangerous and more deadly than tornadoes, floods and hurricanes. When a storm is on the verge of striking your area, you need to know the steps…

June 1st, 2018 marks two special work anniversaries at the Fort Smith office of BHC Insurance. 45 years ago, Janice Butler started her career at the agency. She was still…

For more than 20 years, Tonya Wennberg has been a part of the team at BHC Insurance. She's currently manager of the commercial lines department. "I love making a difference,…

After a hectic work week, Jim Marshall was looking forward to a relaxing weekend with his wife and kids. He was just a few blocks from home when his cellphone…

Guaranteed asset protection, or gap insurance is an optional automobile coverage that helps you transfer the financial risk if you are involved in an auto accident and you owe more…

Credit cards can be incredibly helpful, particularly when you need to make a large purchase. However, if you don’t keep up with your payments, credit card debt can compound and…

According to the Centers for Disease Control and Prevention, nine people are killed and over 1,000 others are injured every day in accidents that involve a distracted driver in the…

When you see a car accident, a calm, quick response can make all the difference. To ensure the safety of those involved in the crash, do the following if you…

Shopping for a new car can be stressful, especially if you want one that is both safe and reliable. Thankfully, new cars come equipped with a variety of design features…

As a homeowner, one of your top priorities is keeping your property and family safe from intruders. With the advent of smart homes and new technology, home security is easier…

The Basics Standard homeowners, condominium or renters insurance policies include a limited amount of coverage for jewelry and other valuable items. However, many policies limit the dollar amount of coverage…

How is your insurance premium decided? Here are some of the factors. Before giving you a premium price quote for your automobile coverage, insurance companies look at your driving record…

Use these tips to protect your personal property Always supervise all users on the trampoline, regardless of their ages or experience levels. Only allow one person on at a time.…

Did You Know? Generally, pipes that are exposed to outdoor temperatures freeze more readily, such as hose bibs, swimming pool lines and water sprinkler lines. Pipes that run along exterior…

Call your insurer as soon as an incident occurs. The quicker you get the process moving, the better. After you’ve contacted your insurer, you can ask an adjuster to come…

Obtaining the peace of mind financial stability brings starts with reviewing your current financial resources. This is important because your financial resources affect not only your ability to reach your…

For some, the holiday season is synonymous with charitable giving and showing kindness to your friends, family and even strangers. With that season once again upon us, here are three…

Dropping some of your coverage—like comprehensive or collision—to the lowest legal level can cut your premium, but it could also put you at serious risk. An automobile insurance policy is…

According to the American Psychological Association (APA), the leading cause of stress during the holiday season derives from money problems. If you are like most consumers, you have not planned…

The Monday after Thanksgiving has become known as the biggest online shopping day of the year, with companies offering discounts galore to entice customers. But it’s also a day that…

Saving for your child’s future is important, especially when you consider how expensive college is. Thankfully, there are a number of steps parents can take to start saving today in…

Standard homeowners, condominium or renters insurance policies include a limited amount of coverage for jewelry and other valuable items. However, many policies limit the dollar amount of coverage for the…

When damage to your property occurs, you may wonder, “Does my homeowners policy cover damage caused by my guests?” In general, the answer is yes. However, the real question you…

Although vehicle manufacturers issue recalls frequently in order to repair equipment that may present a safety risk, many drivers aren’t aware that their vehicles are affected and fail to get…

Heavy rainfall, high winds, hail and lightning from storms can cause severe damage to your home and endanger you and your family. In fact, storms cause a total of nearly…

Just a single inch of water from flooding can cause costly damage to your home. Here’s what you need to know about insuring against damages caused by flooding. What protection…

Your teen's employer is not the only one responsible for making sure that your teen is safe on the job. You and your child should also take a proactive role…

What property and perils are excluded from my policy? Typically, coverage does not apply to damage caused by flood, surface water, water that backs up through sewers or drains, earth…

While there may be little you can do to control another person’s driving, you can certainly control your own distractions. To minimize your risks while driving, avoid the following: Talking…

Protecting Your Student’s Belongings Many homeowners policies consider a dorm room as an extension of your home, so items your child keeps there may be covered to some extent. However,…