Though it may be tempting to simply lower the temperature on a thermostat, there are several ways to lower your utility bill while staying warm and cozy. Consider these tips to reduce your monthly utility bills in the winter. Look for and seal any areas where heat may be escaping

Your credit score is one of the most influential factors when it comes to financial outcomes in your life. Most people know that their credit scores affect their ability to obtain a mortgage or loan. What’s more, most people understand that the interest rates they pay on loans is tied

Consider the following tips to protect your vehicle against theft. • Never leave your vehicle running while it is unattended. • Roll up your windows, lock your doors and remove keys whenever you are away from your vehicle. • Don’t leave valuables in your vehicle, especially in plain sight. •

If your teen is approaching driving age, it may be time to start thinking about adding them to your auto insurance policy. Although this will likely increase your insurance premiums, it is typically cheaper than having your teen purchase an auto policy in their own name. Here are six tips

Every year, thousands of people die or are injured as a result of house fires in the United States. Fortunately, most of these fires can be prevented with the proper precautions. Here are five common causes of house fires and how to avoid them. Cooking—Stay in the kitchen when you

Allowing your teen to take a trip without you—whether it’s across the country or abroad—can be an exciting time that provides them with a newfound sense of independence. However, it can also come with serious safety and security risks. And in the event of a disaster during the trip, it’s

Here are some tips to reduce the odds of being involved in an animal-related collision this fall. Stay focused while driving. Check your mirrors regularly so you always know what is going on around you. Use your headlights at night. Using your high beam headlights will help illuminate the road

If others depend on you for financial support, part of your financial plan should include how you’ll provide for them in the event of your death. Purchasing a life insurance policy is a safety net that ensures your loved ones’ future financial obligations are met, covering items such as funeral

Here are the steps to take in case of an accident. Get out of your car and provide assistance to anyone who is injured. Call the police or highway patrol immediately. They can call emergency personnel for you, if needed. Protect the accident scene by setting up flares, putting up