If others depend on you for financial support, part of your financial plan should include how you’ll provide for them in the event of your death. Purchasing a life insurance policy is a safety net that ensures your loved ones’ future financial obligations are met, covering items such as funeral

Here are the steps to take in case of an accident. Get out of your car and provide assistance to anyone who is injured. Call the police or highway patrol immediately. They can call emergency personnel for you, if needed. Protect the accident scene by setting up flares, putting up

As we age and reach different milestones in our lives, our insurance needs change. In order to ensure adequate coverage, contact your insurance broker if you’re affected by any of the following life events: New home ownership— Purchasing a new home is a big investment—one that you will want to

Today’s society has grown increasingly digital in nature, with many individuals leveraging smart devices within their daily lives. Although this technology can offer various benefits, it can also make individuals more susceptible to cybercrime. Such incidents have steadily become more common and costly. In fact, the FBI reported receiving more

You may not think an error on your auto insurance application is a big deal, but the consequences can be very costly. Giving inaccurate information on your application can lead to increased premiums, policy cancellations or insufficient coverage in the event of an accident. Here are some common mistakes to

As inflation has reached its highest rate in several decades, costs have soared across the country. As a result, you’ve likely noticed that prices for necessities such as gasoline and groceries have risen. While it’s uncertain how long heightened levels of inflation will last, it’s best to focus on what

What Is a Personal Article Floater? A personal article floater policy is a type of inland marine insurance that may protect readily movable property. The coverage travels or “floats” with the valuable items. It can supplement your other standard insurance policies, such as a homeowners policy. A personal article floater

If you don’t take the proper precautions, the sun can severely damage key components of your vehicle. In fact, it’s not uncommon for the exterior of cars to reach 194◦ F when exposed to direct sunlight in the summer. This amount of heat can not only wreak havoc on your

When preparing to leave for a vacation, it’s easy to overlook basic home safety precautions. To protect your residence while you’re away and enjoy a worry-free trip, keep in mind the following tips: Unplug small appliances and electronic devices. Pause newspaper and mail deliveries. Lock all windows and doors. Arrange

When your child leaves for college, it is a big event. One thing that you should think about is your insurance coverage and how it could change with your son or daughter away at school. Protecting Your Student’s Belongings Many homeowners policies consider a dorm room as an extension of